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Disability Income Protection
Virginia Barristers Alliance Inc. logo

 

Disability Income Protection Insurance is a contract established between you and an insurance company that helps preserve your lifestyle by providing income if you can’t work for a sustained period because of illness or injury.

Why It's Important

For most people, the biggest asset they will ever own is the ability to work and earn an income. If income were to stop because one could not work, this would create a financial hardship for most individuals, families or law firms.

Protecting your income should be a fundamental strategy for everyone who works.

Most people think injury or accident is the leading cause of disability, but almost 90 percent of disabilities are caused by illness.* More than 25 percent of today’s 20-year-olds will become disabled before they retire.**

* 2013 Council for Disability Awareness Claims Review, page 6.

**U.S. Social Security Administration Fact Sheet, February 2013.

Pyramid of Financial Foundation

Individual

  • Business Overhead Expenses
  • Buy/Sell

Group

 

Our carriers

  • Ace Insurance
  • Assurity Life
  • Fidelity Security Life
  • Guardian
  • Lloyd’s of London
  • MassMutual
  • MetLife
  • Principal

Contact VBAI

Resources

About VBAI

Frequently asked questions (FAQ)

Glossary of disability insurance terms

Glossary of insurance terms

VBAI licensing

VBAI staff

The information provided herein is not written or intended as tax or legal advice and may not be relied upon for purposes of avoiding any federal tax penalties. Entities or persons distributing this information are not authorized to give tax or legal advice. Individuals are encouraged to seek specific advice from their personal tax or legal counsel.

 

VBAI: Serving Virginia's Legal Community Since 2001

Call us

Life, Long-Term Care, Health, Disability & Fixed Annuities
  • 804-270-5128
  • 1-800-358-7987
Professional Liability & Business Coverage
  • 804-377-1012
  • 1-844-370-9218
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