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Health Insurance
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Health insurance is a basic component of any individual’s financial strategy that helps to limit the insured’s risk against financial loss because of illness or injury. It is a contract between the insurer and the insured where the insurer promises to pay a portion or all medical costs in the exchange for monthly premiums.

Types of plans range from HMO (Health Maintenance Organization), POS (Point Of Service), PPO (Preferred Provider Organization) and HSA (Health Savings Account). These plans can be purchased through an employer or privately.

Why It's Important

Everyone should own health insurance to limit the exposure of risk when unexpected high medical costs are incurred. Health insurance also provides access to comprehensive, quality healthcare services that can improve a person’s quality of life and help prevent the spread of disease.

Our carriers

Take a look at the marketplace of health and group benefit insurance carriers available through VBAI to attorneys in Virginia:

  • Aetna
  • Anthem BC/BS
  • Assurant Health
  • CareFirst BC/BS
  • Coventry
  • Innovation Health
  • Kaiser
  • Optima Health
  • United Healthcare

Contact VBAI


About VBAI

Frequently asked questions (FAQ)

Glossary of health insurance terms

Glossary of insurance terms

VBAI licensing

VBAI staff

The information provided herein is not written or intended as tax or legal advice and may not be relied upon for purposes of avoiding any federal tax penalties. Entities or persons distributing this information are not authorized to give tax or legal advice. Individuals are encouraged to seek specific advice from their personal tax or legal counsel.


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